I wanted to be totally debt-free for 2008. This is one of our main goals for the coming year. G and I had a serious talk on how we will manage the financial aspect of our household, especially now that we are moving to a new home. We have made a certain budget for our monthly expenses, base on the basic amount of money that will enter our household. So far, we have made a good budget plan that will enable us to pay our basic needs and expenses and at the same time, there will still be a part which will go to our savings.
One way on how we can be debt-free is through Balance Transfer Credit Cards. We will have to be wise in choosing which bank to do the necessary transfer. A bank that will give us low interest as well as one that is accepting clients even with bad credit. So far, one of those that offer this is CreditCardSearchEngine.com